Boca Bay Insurance Information

How do you get great deals on auto insurance? It seems like shopping for the best deals on auto insurance is far more difficult than it needs to be. You don’t need to stress out about finding the best deals on auto insurance because Boca Bay has you covered. We have made finding great deals on auto insurance easy and one of our top priorities for our clients. All you have to do is follow these five steps.

Step 1: Be an Educated Consumer

First of all, Boca Bay Insurance is one of the few insurance agencies that actually encourages our clients to shop around. We encourage our clients to educate themselves. Because an educated client is our best client.

Step 2: Review Your Current Policy

Review your current policy and make sure you read the fine print. Reading the fine print will give you all the information you need to shop around for the best deals on insurance. Reviewing your policy will also help you decide if you want to make changes. It will also help you decide if you want to increase your coverage.

Step 3: Review Your Driving Record

Most of all, you need to know what your driving record says about you. This is important because, in addition to boosting your ego, it will also help you get better deals on your insurance. It will also help you get better protections for you and your family. In addition, you may also be eligible for better rewards from your new insurance company.

Step 4: Review Your Policy Before You Sign Anything

Finally, make sure you understand your policy and your deductible before you sign on the dotted line for your new auto policy. It is important to know what your policy covers before you sign because you don’t want to find out after it is too late.

Step 5: Contact us

Boca Bay Insurance can be reached at (954) 427-5656 to schedule an appointment.

For many of us, our home is our biggest investment as well as our family refuge. Losing a breadwinner can wreak havoc on the family’s finances — and their ability to stay in the home they love.

So, what’s the best way to protect your home in case something happens to you? Here are two options: mortgage protection insurance and traditional term life insurance.

Mortgage protection insurance

If you’ve recently closed on a mortgage or home equity line, you’ve probably received a flood of solicitations for mortgage protection insurance — usually disguised as official communication from your mortgage lender with few details on what they’re selling.

Mortgage protection insurance (MPI) is a type of life insurance designed to pay off your mortgage if you were to pass away — and some policies also cover mortgage payments (usually for a limited period of time) if you become disabled.

Note: Don’t confuse MPI with private mortgage insurance (PMI), which protects the lender if you default on the loan. With PMI, your family would still owe the balance of the loan if you passed away.

Contact us

Boca Bay Insurance can be reached at (954) 427-5656 to schedule an appointment.

PROTECT YOUR HOME FROM HARM.

Flood insurance helps cover physical damage to your home and belongings from floods or related losses from rising water. You can purchase a government-run National Flood Insurance Program (NFIP) policy through a Boca Bay agent.

WHY BUY FLOOD INSURANCE?

When you purchase an NFIP flood policy through a Boca Bay agent, you’re helping protecting yourself from the financial burden flooding can cause. In fact, just one inch of water in a home can cost more than $25,000 in damage. Instead of paying out of pocket or taking out loans to cover your expenses, flood insurance can help make the recovery process quicker, easier and less costly.

LEARN ABOUT THE TYPES OF FLOOD INSURANCE.

The NFIP offers two types of flood insurance coverage: Building Property and Personal Property (Contents). The first helps protect your actual home and the second helps cover what’s inside. To better prepare for the unexpected, the NFIP recommends purchasing both types of coverage.

Take a closer look at your flood coverage options by contacting us Boca Bay Insurance (954) 427-5656.

When first-time homeowners or new residents go shopping for Homeowners Insurance it can be overwhelming and confusing. Don’t worry, Boca Bay Insurance has you covered.

Florida homeowners also have unique needs that residents in other state don’t need to worry about.

The experts at Boca Bay understand everyone has different needs when it comes to insurance for your home. Because as any Floridians can tell you, no two properties are alike and Florida homeowners policies are unique due to our history of hurricanes.

We need insurance for hurricane damage, wind damage, and flood damage. It seems confusing. Don’t worry, Boca Bay has you covered.

We can get you the guaranteed best deals on Homeowners Insurance in Florida. Our specially trained and talented agents know where to find the best deals on policies here in Florida.

We are so confident in our ability to get you the best deals that we actually encourage our clients to shop around. We encourage our clients to educate themselves. Because an educated client is our best client.

What is umbrella insurance?

Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.

How does an umbrella insurance policy work?

An umbrella insurance policy helps protect your assets and your future in two important ways:

1. Umbrella insurance may provide coverage when your homeowners, auto, and boat insurance policies limits are exhausted.
2. Umbrella insurance provides coverage for claims that may be excluded by other liability policies including claims like false arrest, libel, slander, and liability coverage on rental units you own.

What does umbrella insurance cover?

Umbrella insurance provides coverage beyond the limits of your other insurance policies, or for claims that may not be covered by liability policies. Umbrella insurance generally provides liability coverage for:

• Injuries
• Damage to property
• Certain lawsuits
• Personal liability situations

You’re thinking, “I have auto and homeowners insurance that covers some of these situations.” True! But umbrella insurance insures you above and beyond the limits of those policies and covers some situations not covered by the other types of policies. Call us at (954) 427-5656 to get an umbrella insurance quote today – the rates are less than you think!

What is trucker’s insurance?

Whether you drive tractor trailers, box trucks, flatbeds or anything in between, if you depend on your truck to drive your business, Boca Bay can help you protect it. Call us at (954) 427-5656 to get a trucker’s insurance quote today – get the right coverage to make sure you are protected while on the road!