Terms and Conditions

Effective Date: 02/20/2024

Welcome to BocaBay.com (“we,” “our,” or “us”). By using our website and services, including purchasing insurance policies and opting into SMS communications, you agree to the following terms and conditions. Please read them carefully.

1. Acceptance of Terms

By accessing BocaBay.com or using our services, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree, please refrain from using our website or services.

2. Insurance Services

a. Insurance Policy Quotes & Purchases

• BocaBay.com provides quotes and facilitates the purchase of insurance policies.
• All quotes are estimates and subject to approval by insurance carriers.
• Policy coverage and terms vary by provider and jurisdiction.

b. Accuracy of Information

• You agree to provide accurate and complete information when applying for insurance.
• Misrepresentation or omission of information may result in denial of coverage or policy cancellation.

c. Policy Renewals & Cancellations

• Policies may automatically renew unless otherwise specified.
• You may cancel your policy per the terms of the specific insurance provider.

3. SMS Communications

By providing your phone number, you consent to receive SMS messages from BocaBay.com, including but not limited to:

• Policy updates, reminders, and notifications
• Promotional and marketing messages
• Customer service communications

a. Message Frequency

• Message frequency varies based on user interaction and policy requirements.
• Standard messaging rates may apply, depending on your carrier plan.

b. Opt-Out Procedure

• You may opt out of SMS messages at any time by replying STOP to any message.
• After opting out, you may receive a confirmation message, and no further messages will be sent unless you opt back in.

c. Help & Support

• For assistance, reply HELP to any message or contact us at [Insert Contact Info].

4. User Responsibilities

• You must be at least 18 years old to use our services.
• You agree not to misuse our website or attempt unauthorized access.
• Any fraudulent activity may result in termination of your account and potential legal action.

5. Disclaimers & Limitation of Liability

• Insurance policies are subject to approval by third-party providers. We are not responsible for their decisions.
• We do not guarantee uninterrupted or error-free website operation.
• BocaBay.com and its affiliates shall not be liable for any indirect, incidental, or consequential damages.

6. Changes to Terms

We reserve the right to update these Terms and Conditions at any time. Changes will be posted on this page with the effective date.

7. Contact Us

If you have questions about these Terms and Conditions, please contact us at:

BocaBay.com
6015 Chester Circle #115
Jacksonville, FL 32217
(904) 345-0209
(954) 427-5656