Our website address is: http://bocabay.com/.

Effective Date: 02/20/2024

BocaBay.com (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and share your data when you visit our website, purchase insurance policies, or interact with our services, including SMS communications.

  1. Information We Collect

We collect various types of information to provide our services effectively:

a. Personal Information

When you use our website, request insurance quotes, or communicate with us, we may collect:

  • Name, address, email, phone number

  • Date of birth, social security number (if required for underwriting)

  • Payment information (for policy purchases)

  • Insurance history and other details needed for quotes or coverage

b. Automatically Collected Information

When you visit our website, we may collect:

  • IP address, browser type, and device information

  • Website usage data through cookies and tracking technologies

  • Log files detailing interactions with our website

c. SMS Communications

If you opt into SMS notifications, we may collect:

  • Your phone number

  • Message history and engagement data

  • SMS opt-in and opt-out preferences

  1. How We Use Your Information

We use the collected information for the following purposes:

  • To provide and manage insurance policies

  • To process payments and claims

  • To communicate important policy updates and reminders

  • To send SMS notifications, promotions, and alerts (with consent)

  • To improve website functionality and user experience

  • To comply with legal and regulatory requirements

  1. Data Sharing and Disclosure

We do not sell your personal information. However, we may share your data in the following cases:

a. Service Providers

We may share information with third-party vendors who assist us with:

  • Payment processing

  • Insurance underwriting and claims handling

  • SMS messaging and marketing

  • Website analytics and hosting

b. Legal and Regulatory Compliance

We may disclose information if required by law, such as:

  • Compliance with insurance regulations

  • Responding to subpoenas, legal processes, or government requests

  • Protecting our rights, security, or property

Mobile Information Disclaimer: Your mobile opt-in information will not be shared with third parties for marketing purposes.

  1. Data Storage and Security

We take appropriate security measures to protect your information from unauthorized access, alteration, or disclosure. Data is stored securely, and access is limited to authorized personnel.

  1. Your Rights and Choices

You have the following rights regarding your personal information:

  • Opting Out of SMS Messages: You can opt out of receiving SMS messages at any time by replying STOP.

  • Managing Cookies: You can adjust browser settings to disable cookies, but some website features may not function properly.

  • Updating or Deleting Information: You may request corrections or deletions of your personal data by contacting us.

  1. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their policies before providing any information.

  1. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.

  1. Contact Us

For questions or concerns regarding this Privacy Policy, please contact us at:

BocaBay.com
6015 Chester Circle #115
Jacksonville, FL 32217
(904) 345-0209
(954) 427-5656

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